WE MAKE IT EASY TO FILE:

CHAPTER 7: If you qualify, you pay only $430 up-front ($450 for couples), which includes the court costs, in order to get your bankruptcy filed. The remaining attorney fee is $2,000 and is paid after the bankruptcy is filed by automatic debits from your checking account in 5 monthly payments of $400 each. Note: We offer a $200 discount if you pay the entire court costs and attorney fee up-front.

The attorney fee quoted is for a routine, uncontested bankruptcy, which the vast majority of bankruptcies are. More complex cases may be quoted higher fees at the attorney’s discretion.

In order to qualify to pay for your bankruptcy by installment payments, you will need to provide proof of employment or other regular income such as Social Security or a pension and a voided check to your checking account or a routing number and an account number for your checking account.

CHAPTER 13: In most cases, you pay only $430 up-front ($450 for couples), which includes the court costs, in order to get your bankruptcy filed. The remaining attorney fee is paid after the bankruptcy is filed and is included in your monthly Chapter 13 payments. The total attorney fee is $5,000. (Essentially all local bankruptcy attorneys charge this same amount, which is set by the Chapter 13 Trustee.)

Your Chapter 13 payments will be made by payroll-deduction from your paychecks. You will need to provide proof of employment.

If you are self-employed or living on a fixed income such as Social Security or a pension; or if you have no income of your own and rely on a non-filing spouse or other person for your support; or if you are employed but do not wish your Chapter 13 payments to be payroll-deducted, then a small retainer for the attorney fee will be required in addition to the $430 court costs in order to have your bankruptcy filed. The attorney can give you a quote for this during the consultation.