How to Purchase a House After Bankruptcy

Posted on : August 9, 2017, By:  D.C. Higginbotham
Buy a Home After Bankruptcy in Florida

Many people mistakenly believe that they won’t be able to buy a house at all after filing bankruptcy, or at least until the bankruptcy falls off their credit report after 7-10 years. This isn’t necessarily true. In fact, there are ways to¬†purchase a new home after a successful bankruptcy. Doing so may even help you […]

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Thinking About Bankruptcy? Don’t Do These 3 Things

Posted on : July 8, 2017, By:  D.C. Higginbotham
Florida Bankruptcy Attorney

When considering bankruptcy, it’s common to hear others’ suggestions that will allegedly prepare you financially for the bankruptcy process or help make your bankruptcy easier. However, some of this well-intentioned advice can actually jeopardize your bankruptcy claim. Here’s what you want to avoid before filing for either a Chapter 7 or a Chapter 13 bankruptcy. […]

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Can You File Bankruptcy More Than Once?

Posted on : June 19, 2017, By:  D.C. Higginbotham
Florida Bankruptcy Lawyer

Filing for bankruptcy can bring you financial relief after being overwhelmed with debt. However, some people find themselves in debt again, usually due to circumstances outside of their control. For example, a medical emergency or a sudden move could put you in financial distress again, leaving you little choice but to look into bankruptcy. Is […]

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Can a Bankruptcy Dissolve Tax Debt?

Posted on : June 3, 2017, By:  D.C. Higginbotham
Florida Tax Debt Lawyer

Typically, tax debt is considered to be “secured debt” and takes precedence even over student loans. What this means is that most people will still owe back taxes, even after filing for bankruptcy. However, there are some unique circumstances in which bankruptcy will allow tax debt to be discharged like other debts in a Chapter […]

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I Qualify for Both Chapter 7 and 13 Bankruptcy — Which Should I Choose?

Posted on : May 21, 2017, By:  D.C. Higginbotham
Jacksonville Bankruptcy Attorney

While many people do not have the option to choose between Chapter 7 bankruptcy and Chapter 13 bankruptcy based on their finances and the debts they owe, some people do have the ability to select which type of bankruptcy works best for their situation. If you pass the means test and are eligible for Chapter […]

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