Blog | Law Firm D.C Higginbotham

Bankruptcy Study Shows Truth of Statistics

Posted on : January 4, 2018, By:  D.C. Higginbotham
study questions stigma of bankruptcy

Sadly, there is a stigma surrounding bankruptcy. Someone who legitimately needs help and a fresh start might be closed off from going down that road because other people in their personal life perceive bankruptcy to be the route pursued by the careless. The truth is that anyone might find themselves in a major financial situation […]

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Studies Show That U.S. Consumers Added $33 Billion in Credit Card Debt in One Quarter of 2017

Posted on : December 4, 2017, By:  D.C. Higginbotham
if you want to file for bankrutpcy, you need a lawyer who cares

Are you thinking about filing for bankruptcy? It turns out there’s never a right time to consider moving forward with your petition, but that recent data shows Americans are choosing to use the relief provided by bankruptcy more than in recent months. It’s important that if you’re thinking about bankruptcy that you first set up […]

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Can All of My Medical Bills Be Eliminated in Bankruptcy?

Posted on : November 12, 2017, By:  D.C. Higginbotham
hire a Jacksonville bankruptcy lawyer for help with medical bills

One of the most common reasons for people to schedule a consultation with a bankruptcy lawyer and to initiate a petition has to do with medical debts. Your debts are separated into different categories when you trigger a bankruptcy petition. Certain debts get priority treatment and cannot be eliminated through bankruptcy, such as student loans […]

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The Chapter 7 Means Test

Posted on : September 25, 2017, By:  D.C. Higginbotham
Bankruptcy Means Test

A Chapter 7 bankruptcy is one of the most common forms of bankruptcy filed today. It involves liquidating the majority of your non-exempt assets (excluding things you need for daily living, like your home and car) and using those funds to pay your debts. Anything left over that is an unsecured debt is typically discharged, […]

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Under What Circumstances Can a Student Loan Be Discharged?

Posted on : September 2, 2017, By:  D.C. Higginbotham
Jacksonville Bankruptcy Lawyer Student Loans

Student loans are typically considered one of the few non-dischargeable debts in a bankruptcy claim. Other non-dischargeable debts include tax debt and other types of secured debt. However, there are some circumstances that will give a person the ability to have their student loans discharged anyway. This loophole is called the Brunner Test. The Brunner […]

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