Unfair Debt Collection Laws in FL

Posted on : May 9, 2018, By:  D.C. Higginbotham

In the event that you operate a business in Florida, it is extremely valuable to hire the services of a Florida business lawyer as soon as possible. There are many different issues that emerge not just at the founding of your business but also over the duration of the management of your company. The decisions you make in handling your business can have an impact not just on profitability but also in a legal sense. This is why a knowledgeable attorney should be retained as soon as possible to provide you with insight as these issues emerge. One issue could include allegations of unfair debt collection which could find you facing legal claims from a consumer who alleges that you have violated the law.

The Federal Fair Debt Collection Practices Act puts many limits on attempts to collect a debt even when this debt is clearly owed to you. This includes when a debtor could be called at work or at home and what kind of statements can and cannot be made. However, the law only applies to collection agencies as well as business collectors. Although a business owner is not bound by the FDCPA, he or she could still be sued for abusive or illegal practices under Florida law and can benefit from a consultation with a FL bankruptcy attorney to identify practices that could avoid these problems.

There are many different legal collection activity means available to you including garnishments, liens, and civil court proceedings. Debtors could avoid collections by challenging the amount or validity of a debt or by filing for bankruptcy. However, when you are thinking about filing for legal protection, you deserve support from a FL bankruptcy lawyer to help you to identify a plan for trying to recover money appropriately when it is due to you.

If you filed and are still being harassed by a debt collector, you must talk to a lawyer right away to get help.