D.C. Higginbotham - Jacksonville Bankruptcy Attorney D.C Higginbotham

What Are the Most Common Reasons That People Go Bankrupt?

Posted on : March 6, 2018, By:  D.C. Higginbotham

There are ten major reasons why people may ultimately contemplate filing for bankruptcy in Jacksonville. The support of an experienced Jacksonville bankruptcy lawyer cannot be understated as there will be many complicated issues and pieces of paperwork that need to be completed over the duration of your case. Personal bankruptcy has climbed to an alarming… Read More »

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Study Finds That New Chapter 7 Bankruptcy Laws Are More Lenient

Posted on : February 6, 2018, By:  D.C. Higginbotham
a Jacksonville bankruptcy lawyer can help you

It used to be the case that some consumers felt as though it was too hard to file for bankruptcy. They’d hold off on getting the support they needed with a fresh start because of the perception that they wouldn’t get their case dismissed and would then be responsible for dealing with all their debts.… Read More »

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Bankruptcy Study Shows Truth of Statistics

Posted on : January 4, 2018, By:  D.C. Higginbotham
study questions stigma of bankruptcy

Sadly, there is a stigma surrounding bankruptcy. Someone who legitimately needs help and a fresh start might be closed off from going down that road because other people in their personal life perceive bankruptcy to be the route pursued by the careless. The truth is that anyone might find themselves in a major financial situation… Read More »

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Studies Show That U.S. Consumers Added $33 Billion in Credit Card Debt in One Quarter of 2017

Posted on : December 4, 2017, By:  D.C. Higginbotham
if you want to file for bankrutpcy, you need a lawyer who cares

Are you thinking about filing for bankruptcy? It turns out there’s never a right time to consider moving forward with your petition, but that recent data shows Americans are choosing to use the relief provided by bankruptcy more than in recent months. It’s important that if you’re thinking about bankruptcy that you first set up… Read More »

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Can All of My Medical Bills Be Eliminated in Bankruptcy?

Posted on : November 12, 2017, By:  D.C. Higginbotham
hire a Jacksonville bankruptcy lawyer for help with medical bills

One of the most common reasons for people to schedule a consultation with a bankruptcy lawyer and to initiate a petition has to do with medical debts. Your debts are separated into different categories when you trigger a bankruptcy petition. Certain debts get priority treatment and cannot be eliminated through bankruptcy, such as student loans… Read More »

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The Chapter 7 Means Test

Posted on : September 25, 2017, By:  D.C. Higginbotham
Bankruptcy Means Test

A Chapter 7 bankruptcy is one of the most common forms of bankruptcy filed today. It involves liquidating the majority of your non-exempt assets (excluding things you need for daily living, like your home and car) and using those funds to pay your debts. Anything left over that is an unsecured debt is typically discharged,… Read More »

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Under What Circumstances Can a Student Loan Be Discharged?

Posted on : September 2, 2017, By:  D.C. Higginbotham
Jacksonville Bankruptcy Lawyer Student Loans

Student loans are typically considered one of the few non-dischargeable debts in a bankruptcy claim. Other non-dischargeable debts include tax debt and other types of secured debt. However, there are some circumstances that will give a person the ability to have their student loans discharged anyway. This loophole is called the Brunner Test. The Brunner… Read More »

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How to Purchase a House After Bankruptcy

Posted on : August 9, 2017, By:  D.C. Higginbotham
Buy a Home After Bankruptcy in Florida

Many people mistakenly believe that they won’t be able to buy a house at all after filing bankruptcy, or at least until the bankruptcy falls off their credit report after 7-10 years. This isn’t necessarily true. In fact, there are ways to purchase a new home after a successful bankruptcy. Doing so may even help you… Read More »

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Thinking About Bankruptcy? Don’t Do These 3 Things

Posted on : July 8, 2017, By:  D.C. Higginbotham
Florida Bankruptcy Attorney

When considering bankruptcy, it’s common to hear others’ suggestions that will allegedly prepare you financially for the bankruptcy process or help make your bankruptcy easier. However, some of this well-intentioned advice can actually jeopardize your bankruptcy claim. Here’s what you want to avoid before filing for either a Chapter 7 or a Chapter 13 bankruptcy.… Read More »

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Can You File Bankruptcy More Than Once?

Posted on : June 19, 2017, By:  D.C. Higginbotham
Florida Bankruptcy Lawyer

Filing for bankruptcy can bring you financial relief after being overwhelmed with debt. However, some people find themselves in debt again, usually due to circumstances outside of their control. For example, a medical emergency or a sudden move could put you in financial distress again, leaving you little choice but to look into bankruptcy. Is… Read More »

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